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For one week in mid-June, Amex ran a special promotion for the Gold Business Reward Card. The key terms of that offer, which I wrote about here, included 75,000 bonus points upon meeting a spend requirement of $10,000 in the first 4 months of Card membership and a first year waiver of the $175 annual fee.
I applied for the card. The application was declined. Amex indicated that I’d had a returned payment within the past year. That, however, was wrong, and confirmed to be erroneous by Amex.
Thereafter, I had second thoughts about applying for the Amex Business Gold Card, primarily because of the hefty spend requirement. I explained why I decided not to to go forward with applying for the card here.
Yesterday, nearly six weeks later, I got a letter in the mail from Amex stating, in relevant part:
During a review of our records we identified a technical issue which resulted in the issuance of an incorrect letter regarding your request from June 20, 2012 for American Express Gold Rewards Card from OPEN: the Small Business Team. We Sincerely apologize for any inconvenience this may have caused you.
If you are still interested in applying for an American Express Card, please call …. within 30 days of the date of this letter and we will be happy to reprocess your original application.
It was not clear to me what Amex exactly meant by “reprocess your original application” in their letter. So, this morning, I phoned Amex and was informed that they were indeed referring to the 75,000 point promotion which expired on June 26, 2012. They indicated that they were were now ready proceed with that application, if I still wanted them to.
So, now again, I must decide: Do I want this Card?
How do I feel about the hefty spend requirement?
Will there be new offers on the horizon?
Can I pass up this offer?
I’m so confused.
I am anxious to hear your thoughts and suggestions!
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Editorial Note: The opinions expressed here are mine and not provided, reviewed, by any bank, card issuer, or other company unless otherwise stated.