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For those who have the Chase Freedom Visa card, not much of an introduction is necessary. One of the benefits of this credit card is it’s quarterly categories that earn 5% cash back (or 5X Ultimate Reward points bonus). This quarter, which runs from October 1 – December 31, 2015, the bonus categories include Amazon.com. That pot has been sweetened by Chase upping the bonus to 10% cash back (or 10X UR) on up to $1,500 in new combined Amazon.com purchases from November 23 – December 31, 2015.
Amazon is much broader than just Amazon.com. What is covered as an Amazon purchase and what is not is addressed in the Chase Freedom FAQ section, which says this:
All purchases you make at Amazon.com, including digital downloads, Amazon.com Gift Cards, Amazon Fresh orders, Amazon Prime subscriptions, and items sold by third party merchants through Amazon.com’s marketplace are included. 5% cash back does not apply to purchases made at Amazon.co.uk, Amazon.de, Amazon.fr, Amazon.co.jp, Amazon.ca, or any other website operated by Amazon.com, its affiliates and subsidiaries.
But what about purchases from MyHabit.com? MyHabit, like Gilt and Ruelala, is an online boutique that features women’s, men’s and children’s fashion, home, travel and other products for a short period at a discounted price.
A few years ago MyHabit was acquired by Amazon. It was never clear to me, based on the above definition, whether MyHabit was included as an Amazon purchase for purposes of the Freedom card bonus.
I made a few purchases at MyHabit in the past month and charged them on my Chase Freedom card. I was uncertain whether these purchases would get the Amazon bonus or not. Well, guess what? I am happy to report that the purchases made between October 1st and November 23rd, earned a 5% bonus, and those made after November 23rd earned 10%! Aha, now I can justify those cashmere sweaters!
Editorial Note: The opinions expressed here are mine and not provided, reviewed, by any bank, card issuer, or other company unless otherwise stated.