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Annual fees have just hit my account for two Citibank credit cards: the Platinum American Airlines Visa and the Thank You Premier Mastercard. The fee on each card is $95. I’ve called Citibank a few times, and here are the results:
The Platinum AA Visa: In prior years, I always received some offer, be it a spend or a statement credit, or some combination. This year, there is no offer on my file. I have the AA American Express card and right now I do not need more AA miles, so I will cancel the card.
Thank You Premier Mastercard: I received my choice of two similar offers.
- First offer: spend $3000 within 3 months and they’ll give me a statement credit of $95.
- Second offer: spend $1000 per month for the next 3 months, and they’ll give me a statement credit of $95 and 1,000 thank you points.
I chose the first offer, as I usually like to get my spend over with as quickly as possible, and the 1000 thank you points wasn’t enough of an incentive to sway me to the second offer.
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